Prepared by Patrick Sotello · MERKABA Global · October 23, 2026
Stephen and Mike, thank you for the great conversation. We'd love to partner with Texas Trust to add credit repair, a realtor partner portal and business funding. We build it, our team handles the back end, and your AI receptionist is there 24/7, so you can keep your focus on your clients.
You'd also have a dedicated AI agent that builds complex automations and takes on the AI work around your business: workflows, research, content, reports and admin.
Texas Trust shops 30+ wholesale lenders and has programs that look at the whole credit story. Even so, some borrowers in Austin and the Hill Country can't be placed today. They hear "come back later," and many never do. They're good people with future loans, and they just need someone with time to help.
A borrower no program fits yet gets a kind "come back later." Follow-up depends on a busy loan officer remembering, and the realtor who sent them waits.
That borrower joins your credit repair program. Our team works the file, your brand stays in touch on a steady schedule, and they come back to your branch ready to apply.
We've run credit repair through our own company, The Credit Sniper. The back end is our everyday work.
We handle business funding and would bring it into your pipeline as a shared-commission partnership.
Conquest AI is our done-for-you AI system. We build it and run it, and it carries the Texas Trust name.
It all lives on your own accounts, in your name and your branding.
One home for every borrower, realtor partner and funding lead, with a pipeline that shows where each person stands.
A branded page and sign-up flow that gently guides a borrower from "I was turned down" to enrolled, with agreements and onboarding built in.
A welcoming page for agents and other partners, and a portal where they can send you not-yet-ready buyers and follow their progress.
Intake for business owners and self-employed borrowers, the same people you already serve with non-traditional income programs.
One text and email sequence: credit repair, then mortgage-ready, then funding.
Our tested automations for welcomes, document collection, reminders, progress updates and hand-offs.
Answers calls and texts 24/7, handles common questions, books consults on your calendar and sends the right link. You choose the name.
A back-office assistant that works only for you: follow-ups, task tracking, reports, requests from your team, and the automations and AI work below.
A branded dashboard with today's activity, leads, enrollments and what needs you, all in one place.
A direct line to our team and your AI agent for questions, changes and updates.
Your agent isn't limited to follow-ups. Ask, and it takes on most anything AI can do:
If a task needs a person, our team steps in. Marketing content stays subject to your own compliance review.
Nothing goes out to your borrowers or partners until you've approved it.
Every contact joins one nurture campaign. It knows where each person stands and moves them forward when they're ready.
Our team works the file, and your brand keeps the borrower informed and encouraged.
As their credit profile improves, the system flags them for review and hands them back to your loan officers. The relationship stays yours.
Business owners and self-employed contacts hear about business funding at the right moment.
Self-employed borrowers and business owners are already part of your world. Funding gives them another way you can help, and another revenue line from the same relationships.
From your pipeline, your funding funnel, your realtor partners or the nurture campaign.
You stay the face of the relationship. We bring the expertise and do the back-end work.
When a deal closes, we share the commission under an agreement we put in writing before we begin.
Funding approvals and amounts depend on each applicant and the lender's decision. We don't promise any specific outcome to you or your clients.
A friendly kickoff call, then we set up your CRM, funnels, partner portal, nurture campaign, AI receptionist and agent, Mission Control and Discord on your accounts.
We test calls, texts, bookings, funnels and hand-offs end to end. You review everything and tell us what to adjust.
With your sign-off, it goes live for your borrowers and partners, and our team begins the back-end work and support.
Timing depends on account access and approvals (like texting registration), so some steps may take a little longer.
Questions anytime? Call or text Patrick at (407) 759-3075. We're happy to walk through anything.
Credit repair results vary. We don't guarantee any score increase, deletion of any item, loan approval or funding amount.
Credit repair services follow the Credit Repair Organizations Act (CROA), including that no fees are charged to consumers for credit repair work before it has been performed.
If you set up referral relationships (for example with realtors or other settlement service providers), RESPA compliance for those relationships is your responsibility to confirm with your own legal counsel, along with any state credit services registration that applies to you.
We build your whole back end: CRM, credit repair, affiliate and funding funnels, realtor partner portal, combined nurture, automations, AI receptionist, AI agent, Mission Control and Discord.
Your dedicated AI agent, your 24/7 AI receptionist and part-time human support.
$20 per credit. One credit covers one client's dispute round. Capped at $1,000 per month, so from client 51 on, every additional client's round is included at no extra cost.
| Clients in a month | 10 | 30 | 50+ |
|---|---|---|---|
| Outsourcing cost | $200 | $600 | $1,000 cap |
A part-time person from our team assigned to your account for extra hands-on support.
Whenever you're ready, we'd be glad to get started together.
Get started together$1,500 setup at sign-up. Monthly support begins 30 days later.